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The information on this site does not modify any insurance policy terms in any way. There are key differences between a DUI and DWI and penalties for each depend on the state in which it appears on your record. Every two hours, three people are killed in an alcohol-related highway accident. Even more sobering: among major crimes, DUIs and DWIs had one of the highest arrest rates in — the most recent year for which data is available — with more than 1. With a DUI, the charge could mean that the driver was driving under the influence of alcohol or drugs.
Prescription drugs and over-the-counter drugs can also lead to a DUI charge if the person becomes impaired as a result of taking them. While the differences in terminology may seem like a game of semantics, the real differences between these two charges are ultimately determined by the state in which the incident occurred and blood alcohol concentration BAC limits set. In fact, some states use different terminology entirely to charge an individual who has operated a motor vehicle while intoxicated.
Currently, there are five states that use such terminology when charging drivers with related offenses:. In fact, the legal limit for intoxication can be significantly different depending on the state in which you live. For example, while most states will issue a DUI charge if the driver has a blood-alcohol content BAC level higher than 0.
Additionally, in many states, penalties can increase if your BAC is at least 0. Depending on where you live, you may even have your vehicle confiscated or an ignition interlock device installed.
How much your insurance premium increases largely depends on your insurance carrier. However, in most cases, your insurance rates will double or triple in price compared to what they were before. These are usually required when drivers are seeking to reinstate their suspended license after being charged with a DUI or DWI. It depends on the state in which you live.
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